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Flat-fee MLS in New Hampshire

What it actually costs to sell a house in New Hampshire without paying a listing commission, using New Hampshire’s real transfer tax and title customs rather than a national average.

Realty transfer tax (your half)

0.75%

$3,375 on $450,000

Seller pays title?

Usually not

Customarily the buyer

Listing commission saved

$10,800

vs. a 2.5% listing fee, after a $450 package

What you save, and what you take on

On a $450,000 sale in New Hampshire, a 2.5% listing commission is $11,250. A flat-fee Multiple Listing Service (MLS) package typically runs a few hundred dollars. That difference, $10,800, is the entire financial case for selling this way.

In exchange you inherit the listing agent’s job. Pricing it right, getting decent photographs, writing the thing, answering the phone, standing in the kitchen every Saturday, and then negotiating a contract with someone who may do this for a living.

Whether that is a good trade depends on what your time is worth and whether haggling over a six-figure number sounds tolerable or awful. Both answers are legitimate.

What New Hampshire charges no matter who sells the house

New Hampshire imposes $0.75 per $100 on both the buyer and the seller under RSA 78-B, a 1.5% aggregate with each side paying 0.75%. The parties may allocate it differently by agreement, but an even split is the norm.

Who pays the owner's title policy here is set by local custom and is commonly the buyer, so it is left out of the seller's column. Confirm locally.

New Hampshire closings customarily involve an attorney. Budget around $1,000 for a residential closing. This is not a cost you avoid by skipping the agent, and it is money well spent when you are handling the contract yourself.

Flat-fee MLS services in New Hampshire

We are still checking these ourselves

We have not published provider recommendations for New Hampshire yet. Rather than repeat a list of names and stale prices scraped from other sites, we are verifying coverage and current pricing directly before we put anything here. Tell us if you want New Hampshire prioritised and we will move it up.

Run your own numbers

The figures above use a $450,000 example. Put in your own sale price, mortgage balance and commission assumptions to see what New Hampshire leaves you with.

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Common questions

Does New Hampshire require a real estate agent to sell a house?
No. No state requires you to hire a listing agent. New Hampshire does customarily involve a closing attorney, and you should budget roughly $1,000 for one.
What transfer tax will I pay in New Hampshire?
Realty transfer tax (your half) runs about 0.75% of the sale price, which is roughly $3,375 on a $450,000 sale. New Hampshire imposes $0.75 per $100 on both the buyer and the seller under RSA 78-B, a 1.5% aggregate with each side paying 0.75%. The parties may allocate it differently by agreement, but an even split is the norm.
Will my house still show up on Zillow?
Yes, if you use a flat-fee Multiple Listing Service (MLS) package. Zillow, Redfin and Realtor.com pull from MLS feeds, so a flat-fee listing puts you in the same places a full-service listing appears. A pure For Sale By Owner (FSBO) sale with no MLS listing does not get that distribution.
Do I still have to offer the buyer’s agent a commission?
No. Since the National Association of Realtors (NAR) settlement, buyer-agent compensation is negotiated separately and is no longer advertised on the MLS. Many sellers still offer something to stay competitive with comparable listings, but it is now your decision rather than a default.

Where these numbers come from

Figures on this page are estimates for planning, not quotes. Transfer taxes and title customs vary by county and city and change over time. Nothing here is legal, tax, or financial advice. Confirm your numbers with a licensed professional in New Hampshire before acting on them.